Welcome to The Minuteman: Discretion by Education.

The Minuteman helps readers understand the news through context and clarity — not commentary. We don’t report the news — we explain the news. Because informed citizens make informed decisions — and that’s where democracy begins.


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Define the Term

401(k)

A 401(k) is a retirement savings plan that lets you invest a portion of each…
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Amortization

Amortization is the gradual repayment of a loan through regular payments that cover both interest…
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Bond

A bond is an investment where you lend money to an organization for a set…
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Chatbot

A chatbot is a software application that interacts with users through natural language, using predefined…
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Eighth Amendment

The Eighth Amendment limits government power in setting bail, levying fines, and imposing punishments.
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Fifth Amendment

The Fifth Amendment provides multiple protections: grand jury indictment, double jeopardy, self-incrimination, due process, and…
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Food Stamps

“Food stamps” was the name for a federal food assistance program used from 1939 until…
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Indictment

Indictment is a formal written accusation issued by a grand jury stating that there is…
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Market Bubble

A market bubble is a phenomenon in financial markets in which asset prices rise rapidly…
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Monitorship

A monitorship is a remedy often imposed in legal or regulatory contexts, whereby an independent…
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Net Worth

Net worth is the total value of your assets minus the total of your liabilities.
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Ninth Amendment

The Ninth Amendment affirms that listed rights are not exhaustive; people hold other rights beyond…
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Pension

A pension is a defined benefit retirement plan in which an employer promises a fixed,…
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